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* Earn a one-time bonus of 1,000 points by receiving a qualifying direct deposit of $250 or more to your Card Account between July 1, 2026 at 12:00 a.m. PT and September 30, 2026 at 11:59 p.m. PT. Qualifying direct deposits include deposits from an employer, payroll or benefits provider, or government agency; check deposits, peer-to-peer transfers, ACH/wire transfers, cash loads, merchant transactions, and non-recurring deposits such as tax refunds do not qualify. Limit one bonus per Accountholder. Your Card Account must be active, open, in good standing, and linked to an active Rapid Rewards account at the time of transfer. Points will be transferred within approximately 6–8 weeks after the end of the calendar month in which the qualifying deposit posts. We may withhold or reverse points for fraud, abuse, misuse, gaming, or circumvention of these terms, and may cancel, modify, or terminate this promotion at any time. Void where prohibited. Card issued by Sunrise Banks, N.A., Member FDIC. Questions: 1-800-615- 8230. These terms supplement the
Earning Terms and
Account Agreement at
southwestdebit.com.
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1Welcome bonus. You are eligible to receive a one-time bonus of 2,500 points when you satisfy all of the following requirements within 90 days of card account opening:
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- Establish and receive at least two direct deposits, recurring monthly or more frequently, and
- Make at least $100 in Qualifying Purchases using your card within ninety (90) days of opening your card account.
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Qualifying Purchases are all purchases made using the card, excluding any ATM withdrawals, transactions that include cash back at point of sale, quasi-cash or cash-like transactions, peer-to-peer payment app transactions, lottery tickets, casino gaming chips or similar betting transactions, disputed or unauthorized purchases, returns, refunds, adjustments, or fees of any kind, including the monthly fee, if applicable (“Qualifying Purchases”).
The welcome bonus must be earned within ninety (90) days of card account opening. It will be transferred to your Southwest Rapid Rewards® Member Account (“Rapid Rewards® account”) within eight weeks after the 91st day from card account opening, provided your card account is open and in good standing at the time of transfer.
2Ongoing rewards. You can earn points on Qualifying Purchases you make using your card. You will earn one point for every $1 spent directly with Southwest Airlines®, including flight, inflight, Southwest® gift card, Getaways by Southwest™ packages, and purchases made on Southwest.com® or the Southwest Mobile App. Other Southwest Airlines related purchases, such as Southwest Charters and Southwest Cargo® are excluded. You will earn one point for every $1 of Qualifying Purchases spent on dining, and for every $1 of Qualifying Purchases spent on subscriptions (including utilities and streaming services). You will earn one point for every $2 spent on all other Qualifying Purchases. All points earned through the use of your card during a calendar month will be transferred to your Rapid Rewards® account after the close of each card account monthly statement.
We have the right in our sole discretion to determine whether a transaction is eligible to earn points, and have the right to deny points on a transaction that is deemed ineligible.
3No credit check required. Account opening subject to identity verification and application requirements.
| Annual Qualifying Purchases |
Bonus Points |
| $5,000.00 to $9,999.99 |
2,500 |
| $10,000.00 to $14,999.99 |
5,000 |
| $15,000.00+ |
7,500 |
For more information on terms, restrictions, and applicable fees: Southwest Rapid
Rewards® Debit Card
Account Agreement Southwest Rapid Rewards Debit Card Points
Earning Terms
Southwest® is an airline and not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. Your funds are FDIC insured up to $250,000. The Southwest Rapid Rewards® Debit Card is issued by Sunrise Banks, N.A., pursuant to license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. This card can be used everywhere Visa debit cards are accepted. See the Southwest Privacy Notice for how your information is processed for Rapid Rewards®.
© 2026 Southwest Rapid Rewards® Debit Card. All rights reserved.